# Changes to the current Origination fee structure

**URL:** <https://forum.truefi.io/t/changes-to-the-current-origination-fee-structure/132>\
**Category:** Proposals\
**Created:** [December 15, 2020, 2:26pm UTC](https://forum.truefi.io/t/changes-to-the-current-origination-fee-structure/132 "2020-12-15T14:26:17Z")\
**Posts on this page:** 1\
**Showing post:** 5

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**Author:** ![subhajit.ray](https://sea2.discourse-cdn.com/flex016/user_avatar/forum.truefi.io/subhajit.ray/32/51_2.png) [@subhajit.ray](https://forum.truefi.io/u/subhajit.ray)\
**Post date:** [December 16, 2020, 7:42am UTC](https://forum.truefi.io/t/changes-to-the-current-origination-fee-structure/132/5 "2020-12-16T07:42:59Z")

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Shorter term loans would be more liquid because if someone is holding a loan token they would be able to redeem the loan token for TUSD in a shorter time period. Pool participants would prefer to hold loan tokens which are redeemable in 14 days or a month as compared to holding a loan token for a year.

This is one of the ideas behind encouraging shorter terms, other motive is to build a track record of repayments to generate confidence in our protocol.

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