We should be using TRU to bring in new users, particularly to the loan fund. This proposal primarily benefit long established users of the platform and arguments that this will somehow trickle down to new users feel hollow. I find it concerning how many resources we are giving in general to people who hold TRU, when the loan pool is growing so slowly and that is the only source of revenue for the platform.
I would also note proposals like this have a serious conflict of interest. The people developing the platform are going to profit significantly from being able to stake their vested TRU and from burning TRU they didn’t have access to anyway. That looks bad optically.